Checkless Checking
A BankOn-certified debit account designed to help you manage your finances with confidence and access your money without overdraft or non-sufficient funds (NSF) fees.
With City Checkless Checking, you’ll enjoy:
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No overdraft or NSF fees1
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Full usage of your free City Gold Debit MasterCard® with no POS fees
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No minimum balance requirement
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Early access to your paycheck or government deposit with
Direct Deposit Early Pay2 -
Free eStatements3
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Access to more than 90 convenient City branches and ATMs
All for just $5 per month!
City Checkless Checking puts the power of mobile banking right in your hands
Securely access your account virtually anywhere with City’s free easy-to-use mobile app.
- Deposit checks
- Transfer money to other City accounts or external accounts
- Send or receive person-to-person payments with Zelle®
- Pay your bills
- Turn your card on or off for safety and security
- Get helpful alerts so you can monitor your balance, spending, and more
Open a Checkless Checking account today and enjoy the benefits of Zelle®
Send money in minutes to friends, family and others you trust, right from the City National Bank mobile app or online banking. Zelle® makes it easy to send money to, or receive money from, people you trust regardless of where they bank. And it’s free with every City checking account.
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Fast
Send money directly from your account to theirs — typically in minutes.
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Safe
Send or receive money right from your City National Bank app or online banking.
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Easy
Send money to almost anyone you know and trust using just an email address or U.S. mobile phone number.
Get early access to your paycheck with direct deposit early pay
What’s better than getting paid on a Friday? Getting paid earlier. With City’s Direct Deposit Early Pay, you can receive your paycheck, tax return, or other government deposit up to one day early with direct deposit.
All City checking accounts come with Direct Deposit Early Pay. No extra fees or handling charges. You simply get your money faster!
Ready to get Started?
Just provide some basic info and a City representative will be in touch with you!
Find a branch near you
As a City customer, you’ll have access to more than 90 branches and ATMs.